Sunbit Dental Financing vs Others

See how Sunbit compares to buy now, pay later options and traditional lenders.

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Newer buy now, pay later solutions

Newer buy now, pay later solutions

Newer buy now, pay later solutions

Traditional lenders

Newer buy now, pay later solutions

Traditional lenders

Traditional lenders

Traditional lenders

Traditional lenders

Traditional lenders

Newer buy now, pay later solutions

Newer buy now, pay later solutions

Newer buy now, pay later solutions

Traditional lenders

Pricing

Simple pricing model, as low as 1.9%

Matrix based on credit score, tier, offer

High, unpredictable rates, often above 10%

Practice fees

Applications & offers

Practices report 60-65%

87% unmatched approval rate

Around 40%

Approval rates

No add'l fees, deferred interest or penalties

Deferred interest for late/missed payments

Hidden fees: $15 late/NSF, 3% CC fees

Patient fees

Approves patients with 500+ credit scores

Prime lender, average score is 700

Rarely lend to subprime patients

Credit scores

No-interest plans for up to 24 months

0% options come with high practice fees

High APRs and deferred interest

Interest rates

Additional features

People-based suport

U.S.-based care team available 24/7

Online chat and email, long wait times

Overseas call center, long wait times

Ready to make the switch and grow your practice profitability?

Book a demo

Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit. 

*0% interest payment options may be available, including “no interest if paid in full by the promotional period” and “0% interest plans”, contingent upon merchant plan enrollment and customer creditworthiness. 8.99-35.99% APR. Payment due at checkout. Example: A $1,178.00 purchase with 24.99% APR, $199.55 down payment and a 18-month term would have monthly payments of $65.74 and a total cost of $1,382.84. Terms may vary. Not available in US territories. See Rates & Terms for more details. Account openings and payment activity are reported to a major credit bureau. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582.